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Below are the questions asked by Internet visitors to the site that are not in our FAQ pages as yet. As a wig professional you may well have the answers to some or all of the questions. Why not answer one or all of them?  As a thank you - When we post the answer to the site we give you and your company full credit - including a link to your email address and to your website from our FAQ pages.

Do you know what insurance company between Aetna, Hip or United Healthcare covers the cranial hair prosthesis.  I am a woman with Alopecia Universalis and making my decision to change insurance companies.

Barbara
             

Your question is one that is not easily answered, as each company has the option to determine what it will or will not cover with respect to durable medical equipment. You will need to review each company's policy to know what it does cover. If you are purchasing this insurance as a private individual, you could ask for a rider to be put on the policy specifically covering cranial prosthesis; however, you may be required to wait a length of time as the need is due to a pre-existing condition. If you are choosing this insurance as a benefit from your employer, chances are it is not covered by either of the companies you have mentioned as Alopecia is considered an "orphan" disease due to the few people per total population afflicted. Those of us, like me and you, who are afflicted do not see the difference between an ocular prosthesis, which does not provide a biological function, and a cranial prosthesis, which also does not provide a biological function, although most insurance companies will cover glass eyes.

Take heart in knowing there are people who are putting pressure on insurance companies to cover the cost of a cranial prosthesis, and you can always write to your congressman, senator and state insurance commissioner about your needs.

Thank you very much for your question,

Sincerely, Kimberly Belk (AA/AGA 15 years) www.belkwigs.com